Signature Types
SureDocs provides three different types of signatures to accommodate the
workflow and security requirements of originators, wholesalers and
investors. At the center of all three types is the SureDocs engine and
workflow that ensures ESIGN and UETA compliance as well as compliance
with industry standards such as those set forth by the Standards and
Procedures for Electronic Record and Signatures (SPERS). For each
document prepared, you have the flexibility to select the type of
signature that best suits your company's and investors' requirements.
Secure Signature™
This type of signature combines the convenience, security and tracking
of an electronic signature with the ubiquitous acceptance and usability
of traditional wet ink or faxed hand signatures. The signature applied
to documents contains the actual signature image of the signer that
lenders, investors and other parties want to see and adds the serial
number assigned by the SureDocs signature authority that tracks
auditable data items including date and time stamp, IP address and
identity verification details. To create the image of their signature
and initials, the borrower prints a single bar-coded signature setup
page, signs and initials and faxes it back to the toll free number
printed on the page. This one time setup allows the borrower to sign
any number of documents. Secure Signature(tm) is combines the best of
traditional pen and ink and electronic signatures.
Express Electronic™
This type of signature provides the ultimate in speed and convenience
for documents requiring only electronic click through. This type of
signature provides the same robust level of audit trail, document level
security and identity verification as Secure Signature(tm) without the
requiring the borrower to fax an image of their actual signature. The
signature applied to documents contains a script font pseudo signature
combined with the serial number assigned by the SureDocs signature
authority that tracks auditable data items including date and time
stamp, IP address and identity verification details. There is no setup
required by the borrower although they can optionally customize the
style of the pseudo signature. Express Electronic(tm) this the fastest
way to prepare and sign ESIGN and UETA compliant electronic disclosures.
DirectFax™
For cases where you want 100% faxed signature equivalence, the
DirectFax(tm) method delivers exactly that. But, unlike a manual fax
machine, it also gives you GLBA compliance, added document level
security and an audit trail of exactly when you sent the documents, when
they were viewed and when they were signed and faxed back. Plus, the
audit trails and signed documents can be shared between LO's, processors
and managers in a secure environment. DirectFax(tm) signatures are
truly faxed signatures with brains and muscle. |
